Pensacola, Florida
We Make Mortgages Simple
We offer a wide variety of loan programs, including Conventional, FHA, VA and USDA, to fit your individual financial needs. Our mortgage services are perfect for securing your next home or investment property in Pensacola.
20+
Years in Business
5000+
Loans Closed
3
States Licensed
5★
Client Rating
Loan Programs
Find the Right Loan for You
Conventional
Down payments between 3–5% are required. Mortgage Insurance is required with less than 20% down. Rates are typically higher than FHA.
Learn MoreFHA
A 3.5% down payment is often associated with an FHA loan — especially beneficial for first-time homebuyers looking for affordable Pensacola mortgage solutions.
Learn MoreUSDA
With 100% financing options available, USDA may be an excellent option for more rural Pensacola properties.
Learn MoreVA
VA Mortgage loans are dedicated to Military Service Members. With up to 100% Financing and No Mortgage Insurance, VA loans are an excellent option. Call us today to check eligibility.
Learn MoreInvestment Property/DSCR
Qualify on the property's rental income — not your personal income. DSCR loans are purpose-built for real estate investors who want to grow their portfolio without W-2s, tax returns, or personal income documentation.
Learn MoreAlternative Income Verification
Being self-employed can present unique challenges. We have options: 12 Bank Statements, 1099 Only, Asset Depletion, CPA Letters.
Learn MoreNew Offering
Now Offering Fast & Simple Home Equity Lines of Credit
Our Community
Proud to Serve Pensacola
For well over a decade, Coastal Funding Corporation has been a trusted partner for Pensacola homebuyers and investors. We're deeply rooted in this community — from the shores of Pensacola Beach to the stands at Blue Wahoos Stadium.
We're constantly researching the latest market trends to ensure our clients have the best options available. Whether you're a first-time buyer or a seasoned investor, our local expertise makes the difference.
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Your Pensacola Home Awaits
Fast pre-approvals, after-hours service, and local expertise — from first-time buyers to seasoned investors.